TOP 10 PEARLS OF MOM WISDOM …. According to a new survey by Utilita
1. If you can’t say anything nice, don’t say anything at all
2. If you don’t ask, you don’t get
3. Put money aside on payday before you start spending
4. Keep spare cash in your wallet, “just in case”
5. If you’re not sure about something, sleep on it
6. Don’t go to bed angry
7. Keep a spare set of house keys with someone you trust
8. Don’t go to someone’s house empty-handed
9. Never borrow money from your friends
10. Lay your clothes out the night before so you’re not rushing to get ready in the morning
